Privacy Policy and Terms
Afternoon Grind is a personal blog written by Rich Sobin. This page explains what information is collected when you visit, which outside companies are involved and the ground rules for using the site. This version took effect on November 13, 2026.
The Short Version
- There are no accounts, comment forms, contact forms or newsletter signups here, so I never ask for your name or email address.
- Visitor counts come from Vercel Web Analytics, which does not use cookies.
- Ads are served by Google AdSense, and Google and its partners may use cookies to show you ads.
- Some links are affiliate links. The store you land on may set its own cookies to credit the referral.
Information I Collect
I don't collect personal information directly. The site has no logins, no comment section and no forms. If you send me a message on social media, that conversation stays on that platform and follows its privacy policy.
Analytics
The site uses Vercel Web Analytics to count visits. It records things like the page you viewed, the site that sent you here, your general country and the type of device and browser you use. It does not use cookies or follow you around other websites, and the numbers I see are totals, not individual people.
Hosting and Server Logs
The site is hosted by Vercel. Like any web host, Vercel's servers handle your IP address and browser details in order to deliver pages and protect the site from attacks. You can read how Vercel handles that data in Vercel's privacy policy.
Advertising
The site shows ads through Google AdSense. Third party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies lets Google and its partners serve ads to you based on your visits to this site and other sites on the internet.
You can turn off personalized ads in Google's Ad Settings. You can also opt out of some third party vendors' use of cookies for personalized advertising at aboutads.info. To learn more, see how Google uses information from sites that use its services.
Affiliate Links
Some links on this site are affiliate links, including links to Amazon. They run through addresses on this site that start with /go/. When you click one, the store you land on may set cookies to credit me for the referral, and anything you buy is handled under that store's own privacy policy. The affiliate disclosure explains how these links work.
YouTube Videos
Posts with videos show a preview image loaded from YouTube's image server. The video player itself loads only when you press play, and it comes from youtube-nocookie.com, the privacy enhanced mode Google offers. Once a video plays, YouTube's own privacy policy applies.
Fonts and Images
Fonts and images are served from this site. Pages do not call outside font services.
Your Choices
You can block or delete cookies in your browser settings, browse in a private window or use an ad blocker. The site works either way. If you pick light or dark mode with the switch at the top of the page, that choice is saved in your browser on your own device and nowhere else.
Children
This site is written for adults and is not directed at children under 13. I do not knowingly collect information from children.
Selling or Sharing Information
I do not sell personal information. Because the site does not collect personal information directly, there is nothing for me to sell or share. Ad and affiliate partners handle their own data under their own policies, linked above.
Changes to This Policy
If the site changes in a way that affects your privacy, I will update this page and the date near the top.
Questions
You can reach me with a message on Instagram, Facebook or X.
Terms of Use
By using this site, you agree to these simple terms.
Information only. Everything here is my own experience and opinion, shared for information and entertainment. It is not financial, investment, tax, legal or medical advice. Day trading and investing involve real risk, and you can lose money. Talk to a qualified professional before making decisions about your money or your health.
No guarantees. I work to keep posts accurate, but prices, products, services and rules change, and some posts were written years ago. Results I share are mine and are not a promise of what you will earn. The earnings disclaimer covers this in more detail.
Your own risk. You use the information on this site at your own risk. I am not responsible for losses or damages that come from using it or from sites I link to.
Outside links. Links to other websites are there for your convenience. I don't control those sites and am not responsible for their content or practices.
Copyright. The writing and original photos on this site belong to Rich Sobin. Please don't republish them without permission. Quoting a short passage with a link back is always fine.